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Top 10 Questions to Ask your Agent

TOP 10 QUESTIONS YOUR BROKER DOES NOT WANT TO ANSWER

INTERVIEW YOUR BROKER – EXPECT THE BEST!

  1. Are you being paid standard commissions, and what Best In Class services are you providing monthly to earn those commissions?
  2. What are you proactively and strategically discussing in regards to alternative benefit strategies such as MERP, DERP, Prescription Power, HSA, HRA, and High/Low benefit strategies to save the company 10-30% plus annually?
  3. What service programs do you provide in assisting us in our compliance for the IRS, DOL, Cobra, HIPAA, Section 125, and Health Care Reform?
  4. Please share how you analyze and strategize the group census to best position the group for lower rates, higher benefits?  (IE. Your successes with Medicare carve out, recent census shifts to re-rate the group and the like..)
  5. What communication resources do you have available to help the HR Department and the Employee’s better understand the benefits and how to best utilize health care services?
  6. What technology solutions and collaterals do you provide to showcase the Employee Benefit Program for the company?
  7. What is the size of your agency, your broker affiliations, and carrier recognitions that sets you apart and how will your agency then be able to use that credibility to provide leverage for the company to attain maximum benefit at the lowest cost?
  8. What cutting edge solutions and strategic partnerships do you have?
  9. What HR Administration resources do you have available to save HR Administration time?
  10. Can you provide us health care benefit benchmark reports and surveys so we can gauge our benefit program to others in the market place?

IF YOUR BROKER CANNOT ANSWER THESE QUESTIONS WITHOUT HESITATION AND IMMEDIATELY PROVIDE ALL THE ABOVE, PLEASE GIVE US A CALL SO WE CAN SHOW YOU OUR BEST IN CLASS SOLUTIONS!

  • You are not alone, over 90% of the companies do not partner with an agency that can effectively answer all the questions above and back it up with solutions, collaterals, and tools as a BEST IN CLASS consultant.
  • Call and make an introductory appointment with one of our consultants to demonstrate how we are the LEADER IN EMPLOYEE BENEFIT PROGRAM SOLUTIONS.